030 555 721 370
anfrage@guhr-steuerberatung.de
Auerstr. 14, 10249 Berlin
Service · Business advisory
Financing that carries your growth.
There is a low-interest development loan or grant for almost every investment – yet hardly anyone knows about them, and the application often fails on formalities. We find the right programmes from KfW, your state and the federal government, prepare your bank meeting and get the paperwork over the line so the approval comes through.
KfW, regional & federal programmes- Bank meeting & rating prepared
- Application before the project starts
Sound familiar?
The money is there – it just doesn't reach you.
This is what we hear from owners before every larger investment:
You know funding exists – just not which one.
The federal government, the states and KfW run hundreds of programmes in parallel. Without an overview, you miss the very one that fits your project.
The application fails on formalities.
A funding application is not a form, it's a dossier. Missing evidence, unclear figures or the wrong timing lead to rejection instead of approval.
You've already invested – too early.
Most grants and development loans require the application to be filed before the project starts. Buy first and ask later, and you forfeit the claim entirely.
The bank meeting feels like an interrogation.
Without prepared figures and rating arguments you face the bank unready – and get worse terms than were possible.
KfW means your house bank – and it isn't playing along.
KfW development loans run through your house bank. If the bank is sceptical about your project, it won't even pass the application on.
Grant or loan? You're in the dark.
Not every programme suits every investment. Choose the wrong type of funding and you leave money on the table or take on needless conditions.
What we take on for you
From project to funding approval.
Concretely, we act on your behalf:
Funding check for your project
We match your specific investment or digitalisation project against the current programmes from KfW, regional development banks and the federal government, and filter out what really fits.
Selecting grants & development loans
We clarify whether a non-repayable grant, a low-interest development loan or a combination makes sense for you – weighing terms against conditions.
Preparing the application file
We assemble the complete dossier: project description, figures, evidence and deadlines – complete enough that no follow-up query stalls the process.
Business plan & financial section
We build or sharpen your business plan with solid financial projections and debt-service capacity – the basis of every funding and financing approval.
Preparing the bank meeting & rating
We prepare your key figures to be rating-ready, frame the arguments for the bank and accompany you into the meeting – so the house bank backs the application.
Timing & application sequence
We make sure the application is in before the project starts and programmes are combined in the right order – without funding schemes ruling each other out.
What changes for you
From a dead end to a clear approval.
With the right support, several things shift:
You know the programmes that fit you.
Instead of searching the funding jungle, you have a clear list of options – with terms and requirements.
Your investment is financed more cheaply.
Low-interest development loans and grants cut your financing costs. That is capital that stays in the company.
The application gets through.
Complete, clean paperwork at the right time markedly raises the chance of approval – rather than failing on formalities.
You walk into the bank meeting composed.
With prepared figures and clear arguments you negotiate as an equal. The house bank becomes a partner, not a hurdle.
You don't miss the starting point.
We file the application before you invest – so your funding claim is preserved.
Financing and tax strategy work together.
We think funding, the investment deduction (§7g EStG) and depreciation as one, so the investment adds up both fiscally and financially.
A personal note from Karsten Guhr
Public funding is not a gift; it's a competition for well-prepared applications. I've seen too many owners invest first and ask later – and lose the claim in the process. When we're at the table early, we collect the money that is already set aside for your project.
Head office Berlin · clients from Sylt to Garmisch
Nationwide · 100 % digital
One firm. Available anywhere in Germany.
Whether Berlin, Munich or somewhere in between: we run every mandate fully digital – DATEV-connected, signed PDFs, video meetings. No commuting, no postal delays, no 90s-style bookkeeping.
- 01
DATEV Unternehmen online
Receipts, banking, payroll, reports – you work in the standard interface every German tax advisor speaks. No vendor lock-in.
- 02
Video meetings instead of on-site visits
Quarterly review, tax strategy, holding check – via video with screen sharing. You save half a day every time.
- 03
Signed PDFs & digital powers of attorney
Tax filings, annual accounts, contracts – signed via qualified e-signature. Accepted by the tax office, done in minutes.
How we work
Four steps to financing.
Fully digital – and in good time before the investment:
Clarify project & goal
You describe your planned investment, digitalisation or expansion. We understand the amount, timing and purpose – the basis for selecting programmes.
01
Funding & financing strategy
We identify suitable programmes, choose between grant and loan and set the sequence – aligned with your tax and investment planning.
02
Paperwork & application
We prepare the business plan, financial section and application dossier, and file the application on time – before the project starts.
03
Bank & implementation
We accompany the bank meeting, follow the process through to approval and integrate the funding cleanly into your bookkeeping and tax.
04
030 555 721 370Frequently asked
What owners ask about funding.
Answered honestly and soundly:
Before you invest – let's talk.
Let's collect the funding you're entitled to.
In the intro call we look at your project and tell you honestly which programmes are realistic – and what the next step is.