030 555 721 370
anfrage@guhr-steuerberatung.de
Auerstr. 14, 10249 Berlin
Service · Business advisory
A business plan that wins over capital.
Whether start-up, financing or growth: banks and investors don't give capital for a good idea, but for a plan that adds up. We build your business plan with an integrated financial plan of P&L, liquidity and balance sheet – bank-ready, grant-eligible and with a numbers story you can defend confidently in the meeting.
Bank- & investor-ready- Financial plan: P&L, liquidity, balance sheet
- KfW- & grant-eligible
Before the bank meeting
A good idea isn't enough for the bank.
This is what founders and owners run into again and again on the way to financing:
The bank wants a business plan – you only have an idea in your head.
Your vision is clear, but the document capital providers want to see doesn't exist. Without a solid plan, no financing moves.
Your numbers don't hold up under scrutiny.
Revenue forecasts from the gut, costs estimated, assumptions with no derivation: a loan officer spots that instantly – and declines or tightens the terms.
The financial plan is a spreadsheet wasteland with no logic.
P&L, liquidity and balance sheet don't tie together, figures contradict each other. What should connect sits side by side, unlinked – and looks unprofessional.
Grants require a specific form.
KfW (the German development bank), guarantee banks or subsidy programmes set concrete requirements for plan and figures. Miss them, and you forfeit funding or trip on a formality.
In the meeting you can't defend your numbers.
The plan may be in place – but the moment questions come, the assumptions wobble. Capital providers won't finance numbers the founder can't explain.
The plan has sat half-finished for months.
Between day-to-day business and the start-up you never get to finish it. Meanwhile the window for financing or grants is closing.
What we take off your plate
From idea to financed plan.
Concretely, we deliver for your business plan:
A complete business plan
We prepare the full document – from business idea, market and competition through strategy and team to the financial section – in the language and structure capital providers expect.
Integrated financial plan
We build the P&L, liquidity and balance-sheet projection so they interlock and are numerically sound – usually over three to five years, with a traceable assumption behind every figure.
Capital need & financing structure
We determine how much capital you need and when, and structure the financing from equity, bank loans and grants – tailored to your project.
Grant & KfW eligibility
We align the plan with the requirements of KfW, guarantee banks and subsidy programmes so it is grant-eligible, and point you to programmes that fit you.
Market, competition & break-even analysis
We underpin your numbers with a solid read of the market and competition and show from when your venture carries itself. That makes the forecast credible.
Numbers story & meeting prep
We condense the plan into a clear story and prepare you for the typical questions from banks and investors – so you defend your numbers confidently in the meeting.
What changes for you
From idea to financing approval.
A well-thought-out business plan shifts your starting position:
A document that wins over capital.
You go in with a business plan that brings the structure, substance and numbers banks and investors expect – and is taken seriously.
Numbers that hold up under scrutiny.
Every assumption is derived, every position traceable. The plan answers the loan officer's questions instead of raising doubts.
Set up to be grant-eligible.
The plan meets the formal requirements of the funding programmes. That secures capital you would otherwise leave on the table.
Confident in the meeting.
Because you understand your own numbers, you show up assured in the bank or investor meeting and negotiate from a position of preparation.
Clarity about your own venture.
Working through the numbers reveals what carries and what doesn't. You start not just with capital, but with a sharpened plan.
Faster to approval.
A complete, coherent plan shortens the review. You reach the financing decision sooner and lose no window.
A personal note from Karsten Guhr
A business plan doesn't convince through fine words, but through numbers that fit together. I make sure your financial plan adds up and every assumption behind it is solid – and that in the bank meeting you don't get out of your depth, but defend your own numbers with confidence.
Head office Berlin · clients from Sylt to Garmisch
Nationwide · 100 % digital
One firm. Available anywhere in Germany.
Whether Berlin, Munich or somewhere in between: we run every mandate fully digital – DATEV-connected, signed PDFs, video meetings. No commuting, no postal delays, no 90s-style bookkeeping.
- 01
DATEV Unternehmen online
Receipts, banking, payroll, reports – you work in the standard interface every German tax advisor speaks. No vendor lock-in.
- 02
Video meetings instead of on-site visits
Quarterly review, tax strategy, holding check – via video with screen sharing. You save half a day every time.
- 03
Signed PDFs & digital powers of attorney
Tax filings, annual accounts, contracts – signed via qualified e-signature. Accepted by the tax office, done in minutes.
How we work
Structured to a convincing plan.
Four steps – fully digital, no ring binders:
Clarify venture & goal
We understand your business idea, your capital need and the audience – bank, KfW or investor. After that it is clear what the plan has to deliver on.
01
Build the numbers & financial plan
We develop the integrated financial plan of P&L, liquidity and balance sheet, back the assumptions and work through capital need and scenarios.
02
Write the business plan
We write the narrative part – idea, market, strategy, team – and tie it together with the numbers into one coherent, convincing document.
03
Polish & meeting prep
We walk through the plan with you, sharpen the numbers story and prepare you for the questions from banks and investors – until you feel confident.
04
030 555 721 370Frequently asked
What founders ask about the business plan.
Answered briefly and soundly:
Ready to win over capital providers?
Let's make your plan add up.
In the intro call we clarify your venture, your capital need and the audience – and what a convincing business plan looks like for you.