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Advisory for · High-net-worth individuals

Your wealth, handled with foresight.

Wealth brings questions that standard advice doesn't answer: investment income abroad, property held privately, the next generation. We treat your taxes not as a form to file but as part of your wealth strategy – discreet, personal and thought through over years.

  • Absolute discretion
  • Wealth & family in view
  • One contact for everything
€400,000Inheritance/gift tax allowance per child, every 10 years (§16 ErbStG)
10 yearsHolding period for privately held property (§23 EStG)

Sound familiar?

Wealth grows – and so do the questions.

This is what we keep hearing from high-net-worth individuals:

  • Your tax return is long past a simple form.

    Investment income, letting, foreign income, shareholdings: what used to be an evening with the software is now hard to keep track of – and error-prone.

  • Your investment income isn't optimised.

    Foreign securities accounts, creditable withholding tax, unused loss pots and allowances: money that is rightfully yours regularly stays on the table.

  • Property carries a tax trap.

    A sale within the ten-year period (§23 EStG) can make the gain fully taxable. Without planning, a good decision turns into an expensive one.

  • Passing wealth to the next generation is unplanned.

    Without a concept, wealth is taxed unnecessarily on inheritance. Allowances that renew every ten years simply lapse – year after year.

  • There's no view of the whole.

    Accounts, securities, property, holdings: everyone looks after a piece, no one after the full picture. Decisions are made in isolation, not with your entire wealth in view.

  • Moving abroad is a tax unknown.

    Whether retirement by the sea or a move for family reasons: exit taxation and double-taxation treaties help decide what the step really costs.

What we take off your plate

One advisor for your entire wealth.

Concretely, we support you with:

  • Private income tax return

    We prepare your complete return across all types of income – capital, letting, employment and foreign income – in full and on time.

  • Investment income & foreign accounts

    We optimise the Anlage KAP (capital-income schedule): creditable withholding tax, loss offsetting, the saver's allowance and foreign securities accounts – so your income isn't taxed twice or too highly.

  • Property held privately

    We look after letting and sale: depreciation, deductible costs, the ten-year period (§23 EStG) and the tax-smart structuring of purchase and transfer.

  • Inheritance & gifts

    We plan the transfer of your wealth with system: allowances (§16 ErbStG), lifetime gifts, usufruct (Nießbrauch) and the valuation of property and holdings.

  • Wealth structuring & succession

    We put your wealth into a structure that fits your family and goals – from tax-efficient transfer to long-term succession planning.

  • Relocation, arrival & international tax

    We review exit taxation, residence and double-taxation treaties, so a move abroad or to Germany runs cleanly and without surprises.

What changes for you

Wealth that lets you sleep.

With the right guidance, several things shift:

  • One contact for everything.

    Instead of many separate advisors, you have one firm that knows your entire wealth and makes decisions in context.

  • Investment income that costs less.

    Allowances, losses and foreign withholding tax are used and credited. You tax your income correctly – not too highly.

  • Property decisions with a clear view.

    You know before buying or selling which periods and taxes apply. Gut decisions become well-founded ones.

  • Wealth that passes on as planned.

    Allowances are used deliberately every ten years, transfers prepared early. Your family inherits what you built – not the tax office.

  • Discretion you can rely on.

    Everything stays confidential. As tax advisors we are bound by statutory confidentiality – that is the basis of our work, not an add-on.

  • Clarity across borders.

    Whether relocation, arrival or foreign assets: you know the tax consequences before you act – not once the assessment arrives.

Karsten Guhr

A personal note from Karsten Guhr

With wealth, it's rarely just about the current tax year – it's about decades and about the next generation. I take the time to understand your full picture before I advise. And everything you entrust to me stays between us – that goes without saying for me.
Karsten GuhrManaging Director & Tax Advisor
Clients in every federal state
BerlinHamburgCologneFrankfurtMunich

Head office Berlin · clients from Sylt to Garmisch

Nationwide · 100 % digital

One firm. Available anywhere in Germany.

Whether Berlin, Munich or somewhere in between: we run every mandate fully digital – DATEV-connected, signed PDFs, video meetings. No commuting, no postal delays, no 90s-style bookkeeping.

100 %digital, paperless, DATEV-connected
16/16federal states served
< 48 hresponse time, wherever you are
  • 01

    DATEV Unternehmen online

    Receipts, banking, payroll, reports – you work in the standard interface every German tax advisor speaks. No vendor lock-in.

  • 02

    Video meetings instead of on-site visits

    Quarterly review, tax strategy, holding check – via video with screen sharing. You save half a day every time.

  • 03

    Signed PDFs & digital powers of attorney

    Tax filings, annual accounts, contracts – signed via qualified e-signature. Accepted by the tax office, done in minutes.

How we work

Personal, discreet, forward-looking.

Four steps – confidential from the first contact:

Confidential introduction

Calmly, we build a picture: income, wealth, property, family and your goals. You learn where the biggest tax levers lie.

01

Analysis & strategy

We review your documents, spot unused allowances and risks and develop a strategy for your return, your wealth and your succession.

02

Implementation

We prepare your returns, set up transfers and implement the agreed arrangements – on time and cleanly documented.

03

Ongoing support

We stay by your side: we keep an eye on deadlines and allowances and get in touch when something should move for your wealth.

04

Frequently asked

What wealthy clients ask us.

Answered discreetly and soundly:

Ready for an advisor who thinks ahead?

Let's talk about your wealth – confidentially.

In the intro call we build a picture of your situation and show you where the biggest tax levers lie. Discreet.