Advisory for · High-net-worth individuals
Your wealth, handled with foresight.
Wealth brings questions that standard advice doesn't answer: investment income abroad, property held privately, the next generation. We treat your taxes not as a form to file but as part of your wealth strategy – discreet, personal and thought through over years.
Absolute discretion
Wealth & family in view
One contact for everything
Sound familiar?
Wealth grows – and so do the questions.
This is what we keep hearing from high-net-worth individuals:
Your tax return is long past a simple form.
Investment income, letting, foreign income, shareholdings: what used to be an evening with the software is now hard to keep track of – and error-prone.
Your investment income isn't optimised.
Foreign securities accounts, creditable withholding tax, unused loss pots and allowances: money that is rightfully yours regularly stays on the table.
Property carries a tax trap.
A sale within the ten-year period (§23 EStG) can make the gain fully taxable. Without planning, a good decision turns into an expensive one.
Passing wealth to the next generation is unplanned.
Without a concept, wealth is taxed unnecessarily on inheritance. Allowances that renew every ten years simply lapse – year after year.
There's no view of the whole.
Accounts, securities, property, holdings: everyone looks after a piece, no one after the full picture. Decisions are made in isolation, not with your entire wealth in view.
Moving abroad is a tax unknown.
Whether retirement by the sea or a move for family reasons: exit taxation and double-taxation treaties help decide what the step really costs.
What we take off your plate
One advisor for your entire wealth.
Concretely, we support you with:
Private income tax return
We prepare your complete return across all types of income – capital, letting, employment and foreign income – in full and on time.
Investment income & foreign accounts
We optimise the Anlage KAP (capital-income schedule): creditable withholding tax, loss offsetting, the saver's allowance and foreign securities accounts – so your income isn't taxed twice or too highly.
Property held privately
We look after letting and sale: depreciation, deductible costs, the ten-year period (§23 EStG) and the tax-smart structuring of purchase and transfer.
Inheritance & gifts
We plan the transfer of your wealth with system: allowances (§16 ErbStG), lifetime gifts, usufruct (Nießbrauch) and the valuation of property and holdings.
Wealth structuring & succession
We put your wealth into a structure that fits your family and goals – from tax-efficient transfer to long-term succession planning.
Relocation, arrival & international tax
We review exit taxation, residence and double-taxation treaties, so a move abroad or to Germany runs cleanly and without surprises.
What changes for you
Wealth that lets you sleep.
With the right guidance, several things shift:
One contact for everything.
Instead of many separate advisors, you have one firm that knows your entire wealth and makes decisions in context.
Investment income that costs less.
Allowances, losses and foreign withholding tax are used and credited. You tax your income correctly – not too highly.
Property decisions with a clear view.
You know before buying or selling which periods and taxes apply. Gut decisions become well-founded ones.
Wealth that passes on as planned.
Allowances are used deliberately every ten years, transfers prepared early. Your family inherits what you built – not the tax office.
Discretion you can rely on.
Everything stays confidential. As tax advisors we are bound by statutory confidentiality – that is the basis of our work, not an add-on.
Clarity across borders.
Whether relocation, arrival or foreign assets: you know the tax consequences before you act – not once the assessment arrives.

A personal note from Karsten Guhr
With wealth, it's rarely just about the current tax year – it's about decades and about the next generation. I take the time to understand your full picture before I advise. And everything you entrust to me stays between us – that goes without saying for me.
Head office Berlin · clients from Sylt to Garmisch
Nationwide · 100 % digital
One firm. Available anywhere in Germany.
Whether Berlin, Munich or somewhere in between: we run every mandate fully digital – DATEV-connected, signed PDFs, video meetings. No commuting, no postal delays, no 90s-style bookkeeping.
- 01
DATEV Unternehmen online
Receipts, banking, payroll, reports – you work in the standard interface every German tax advisor speaks. No vendor lock-in.
- 02
Video meetings instead of on-site visits
Quarterly review, tax strategy, holding check – via video with screen sharing. You save half a day every time.
- 03
Signed PDFs & digital powers of attorney
Tax filings, annual accounts, contracts – signed via qualified e-signature. Accepted by the tax office, done in minutes.
How we work
Personal, discreet, forward-looking.
Four steps – confidential from the first contact:
Confidential introduction
Calmly, we build a picture: income, wealth, property, family and your goals. You learn where the biggest tax levers lie.
01
Analysis & strategy
We review your documents, spot unused allowances and risks and develop a strategy for your return, your wealth and your succession.
02
Implementation
We prepare your returns, set up transfers and implement the agreed arrangements – on time and cleanly documented.
03
Ongoing support
We stay by your side: we keep an eye on deadlines and allowances and get in touch when something should move for your wealth.
04
Frequently asked
What wealthy clients ask us.
Answered discreetly and soundly:
Ready for an advisor who thinks ahead?
Let's talk about your wealth – confidentially.
In the intro call we build a picture of your situation and show you where the biggest tax levers lie. Discreet.




